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- Offers
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- Categories
- Updated
Loan Comparison
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Recently added
54%
Carbon Personal Loan
PersonalThis loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.
- APR
- 54–195% |
- Amount
- ₦2.5k–₦1M |
- Term
- 3–12mo |
- Decision
- minutes
—
UBA SME Business Loan
BusinessEstablished Nigerian businesses seeking substantial funding to expand operations or invest in new projects.
- APR
- — |
- Amount
- ₦500k |
- Term
- 12–60mo |
- Decision
- 1-2 weeks
48.0%
Stanbic IBTC Personal Loan
PersonalThis loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.
- APR
- 48.0% |
- Amount
- ₦100k |
- Term
- 6–24mo |
- Decision
- instant approval
—
Stanbic IBTC Business Loan
BusinessNigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.
- APR
- — |
- Amount
- ₦1M |
- Term
- 12–60mo |
- Decision
- 1-2 weeks
28.5%
UBA Personal Loan
PersonalThis loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.
- APR
- 28.5–32.0% |
- Amount
- ₦200k |
- Term
- 6–60mo |
- Decision
- Bank review and disbursement to salary account
—
Access Bank SME Business Loan
BusinessEstablished SMEs in Nigeria needing significant capital for expansion or operational costs.
- APR
- — |
- Amount
- ₦500k |
- Term
- 6–60mo |
- Decision
- 1-2 weeks
20.0%
First Bank of Nigeria Personal Loan
PersonalThis loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.
- APR
- 20.0–28.0% |
- Amount
- ₦200k |
- Term
- 6–60mo |
- Decision
- bank review and disbursement to salary account
—
GTBank Business Loan
BusinessEstablished Nigerian businesses with a solid trading history seeking significant funding for expansion.
- APR
- — |
- Amount
- ₦1M |
- Term
- 12–60mo |
- Decision
- 1-2 weeks
30.0%
Kuda Bank Overdraft
PersonalThis service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.
- APR
- 30.0–108.0% |
- Amount
- ₦5k–₦250k |
- Term
- 3–12mo |
- Decision
- minutes
—
Lidya Business Loan
BusinessEstablished Nigerian businesses seeking quick funding for operational expenses or expansion.
- APR
- — |
- Amount
- ₦150k |
- Term
- 1–12mo |
- Decision
- 24-48 hours
25.44%
Renmoney Personal Loan
PersonalThis service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.
- APR
- 25.44–31.8% |
- Amount
- ₦50k |
- Term
- 3–24mo |
- Decision
- fast app-based approval
—
First Bank SME Business Loan
BusinessEstablished businesses with a good credit history looking for significant financial support.
- APR
- — |
- Amount
- ₦500k |
- Term
- 12–60mo |
- Decision
- 1-2 weeks
60.0%
QuickCheck Personal Loan
PersonalThis loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.
- APR
- 60.0% |
- Amount
- ₦1.5k–₦1M |
- Term
- 3–12mo |
- Decision
- 5 minutes
—
Zenith Bank Business Loan
BusinessEstablished Nigerian businesses with solid financial records looking for substantial funding.
- APR
- — |
- Amount
- ₦1M |
- Term
- 12–60mo |
- Decision
- 1-2 weeks
24%
FairMoney Personal Loan
PersonalThis loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.
- APR
- 24–456% |
- Amount
- ₦1.5k–₦5M |
- Term
- 3–36mo |
- Decision
- 5 minutes
35.4%
GTBank Salary Advance Personal Loan
PersonalThis loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.
- APR
- 35.4% |
- Amount
- ₦5k–₦5M |
- Term
- 3–12mo |
- Decision
- instant
36.0%
Branch Personal Loan
PersonalThis service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.
- APR
- 36.0–99.0% |
- Amount
- ₦6k–₦1M |
- Term
- 4–52mo |
- Decision
- minutes to 24 hours
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