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Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Representative APR disclosed Licensed lenders

Recently added

20.0%

First Bank of Nigeria Personal Loan

Personal
This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.
APR
20.0–28.0%
|
Amount
₦200k
|
Term
6–60mo
|
Decision
bank review and disbursement to salary account
Check eligibility →
36.0%

Branch Personal Loan

Personal
This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.
APR
36.0–99.0%
|
Amount
₦6k–₦1M
|
Term
4–52mo
|
Decision
minutes to 24 hours
Check eligibility →
28.5%

UBA Personal Loan

Personal
This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.
APR
28.5–32.0%
|
Amount
₦200k
|
Term
6–60mo
|
Decision
Bank review and disbursement to salary account
Check eligibility →
48.0%

Stanbic IBTC Personal Loan

Personal
This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.
APR
48.0%
|
Amount
₦100k
|
Term
6–24mo
|
Decision
instant approval
Check eligibility →
30.0%

Kuda Bank Overdraft

Personal
This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.
APR
30.0–108.0%
|
Amount
₦5k–₦250k
|
Term
1–12mo
|
Decision
minutes
Check eligibility →
60.0%

QuickCheck Personal Loan

Personal
This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.
APR
60.0%
|
Amount
₦1.5k–₦1M
|
Term
1–12mo
|
Decision
5 minutes
Check eligibility →
54%

Carbon Personal Loan

Personal
This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.
APR
54–195%
|
Amount
₦2.5k–₦1M
|
Term
2–12mo
|
Decision
minutes
Check eligibility →
25.44%

Renmoney Personal Loan

Personal
This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.
APR
25.44–31.8%
|
Amount
₦50k
|
Term
3–24mo
|
Decision
fast app-based approval
Check eligibility →
24%

FairMoney Personal Loan

Personal
This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.
APR
24–456%
|
Amount
₦1.5k–₦5M
|
Term
1–36mo
|
Decision
5 minutes
Check eligibility →