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- Offers
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- Categories
- Updated
Loan Comparison
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Recently added
9.4%
AA Money Car Loan
AutoIt's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.
- APR
- 9.4–12.15% |
- Amount
- NZ$5k–NZ$75k |
- Term
- 12–60mo |
- Decision
- Quick online application
4.19%
SBS Bank Home Loan
MortgageThis loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.
- APR
- 4.19–6.39% |
- Amount
- — |
- Term
- 6–360mo
9.95%
Instant Finance Debt Consolidation Loan
ConsolidationThis loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.
- APR
- 9.95–29.95% |
- Amount
- NZ$500–NZ$50k |
- Term
- 3–84mo |
- Decision
- Money within 24 hours of approval
7.99%
Westpac Personal Loan
PersonalBest for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.
- APR
- 7.99–13.9% |
- Amount
- NZ$2k–NZ$50k |
- Term
- 6–60mo
9.95%
This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.
- APR
- 9.95–29.95% |
- Amount
- NZ$2k–NZ$50k |
- Term
- 12–84mo |
- Decision
- Fast online approval
11.5%
SBS Bank Personal Loan
PersonalThis loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.
- APR
- 11.5–15.5% |
- Amount
- NZ$1k–NZ$30k |
- Term
- 6–60mo |
- Decision
- 1-3 business days
6.49%
Westpac Car Loan
AutoIndividuals aged 18+ with stable income and good credit looking for a car loan.
- APR
- 6.49–12.99% |
- Amount
- NZ$2k–NZ$50k |
- Term
- 6–60mo |
- Decision
- 1-3 business days
9.95%
The Co-operative Bank Personal Loan
PersonalIndividuals with good credit scores seeking personal loans for various purposes.
- APR
- 9.95–17.75% |
- Amount
- NZ$1k–NZ$50k |
- Term
- 6–60mo
7.99%
Harmoney Car Loan
AutoThis loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.
- APR
- 7.99–24.99% |
- Amount
- NZ$2k–NZ$100k |
- Term
- 36–84mo |
- Decision
- Rate check with no credit score impact
13.9%
BNZ Personal Loan
PersonalThis loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.
- APR
- 13.9–19.9% |
- Amount
- NZ$2k–NZ$50k |
- Term
- 6–60mo
8.95%
MTF Finance Car Loan
AutoKiwis with a steady income and decent credit looking for car loans between NZD 2,000 and NZD 100,000.
- APR
- 8.95–19.95% |
- Amount
- NZ$2k–NZ$100k |
- Term
- 12–84mo |
- Decision
- Same day decision
7.99%
Harmoney Personal Loan
PersonalThis loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.
- APR
- 7.99–24.99% |
- Amount
- NZ$2k–NZ$100k |
- Term
- 36–84mo |
- Decision
- Quote in minutes, funding can be as fast as 9 minutes
12.95%
ASB Car Loan
AutoBest suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.
- APR
- 12.95% |
- Amount
- NZ$2k–NZ$50k |
- Term
- 6–84mo |
- Decision
- 1-3 business days
12.99%
Kiwibank Personal Loan
PersonalBest suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.
- APR
- 12.99–18.99% |
- Amount
- NZ$2k–NZ$30k |
- Term
- 12–60mo
13.9%
ANZ Car Loan
AutoIdeal for those seeking a reliable lender with no application fees and quick approval times.
- APR
- 13.9% |
- Amount
- NZ$3k–NZ$50k |
- Term
- 6–84mo |
- Decision
- Within 5 business days
12.9%
ASB Personal Loan
PersonalThis loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.
- APR
- 12.9–19.95% |
- Amount
- NZ$2k–NZ$50k |
- Term
- 6–84mo
8.55%
UDC Finance Car Loan
AutoThis loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.
- APR
- 8.55–11.7% |
- Amount
- NZ$5k–NZ$100k |
- Term
- 12–60mo |
- Decision
- Apply online or through dealer network
13.9%
ANZ Personal Loans
PersonalIndividuals with a stable income looking to borrow between NZ$3,000 and NZ$50,000 for personal purposes.
- APR
- 13.9% |
- Amount
- NZ$3k–NZ$50k |
- Term
- 6–84mo |
- Decision
- Decision within 5 business days, same-day funding once approved
9.95%
Instant Finance Personal Loan
PersonalBest for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.
- APR
- 9.95–29.95% |
- Amount
- NZ$500–NZ$50k |
- Term
- 3–84mo
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