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- Offers
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- Updated
Loan Comparison
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Recently added
36.0%
This loan is best for individuals facing immediate financial needs who can repay within 90 days.
- APR
- 36.0–60.0% |
- Amount
- R500–R8k |
- Term
- ≤3mo |
- Decision
- Same day
15.0%
Old Mutual Personal Loan
PersonalThis loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.
- APR
- 15.0–28.0% |
- Amount
- R5k–R200k |
- Term
- 12–60mo |
- Decision
- 1-3 business days
36%
This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.
- APR
- 36–60% |
- Amount
- R4k–R8k |
- Term
- 1–6mo |
- Decision
- Minutes
15.0%
RCS Personal Loan
Personal- APR
- 15.0–27.75% |
- Amount
- R1k–R100k |
- Term
- 6–60mo |
- Decision
- 1-2 business days
36.0%
This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
- APR
- 36.0–60.0% |
- Amount
- R500–R8k |
- Term
- ≤3mo |
- Decision
- Same day (apply by 3pm)
15.0%
DirectAxis Personal Loan
PersonalThis loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.
- APR
- 15.0–27.75% |
- Amount
- R2k–R250k |
- Term
- 6–72mo |
- Decision
- 1-2 business days
36.0%
This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
- APR
- 36.0–38% |
- Amount
- R1k–R7.2k |
- Term
- 2–2mo |
- Decision
- Within 24 hours
12.0%
Absa Personal Loan
PersonalThis loan is best for individuals with a high credit rating looking for manageable repayment terms.
- APR
- 12.0–27.75% |
- Amount
- R2k–R300k |
- Term
- 6–72mo |
- Decision
- 1-2 business days
36.0%
This loan is best for individuals needing immediate funds, especially for unexpected expenses.
- APR
- 36.0–60.0% |
- Amount
- R500–R8k |
- Term
- 1–6mo |
- Decision
- Under 15 minutes
12.25%
Standard Bank Personal Loan
PersonalThis loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.
- APR
- 12.25–29.25% |
- Amount
- R2k–R300k |
- Term
- 6–72mo |
- Decision
- Same day
15.0%
TymeBank Personal Loan
PersonalThis loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.
- APR
- 15.0–27.75% |
- Amount
- R500–R100k |
- Term
- 3–36mo |
- Decision
- Same day
24.0%
Fasta Personal Loan
PersonalThis loan is best for individuals needing quick access to funds with a flexible repayment structure.
- APR
- 24.0–27.75% |
- Amount
- R500–R8k |
- Term
- 1–6mo |
- Decision
- Minutes
18.0%
This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.
- APR
- 18.0–27.75% |
- Amount
- R2k–R250k |
- Term
- 6–60mo |
- Decision
- 1-3 business days
15.0%
Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.
- APR
- 15.0–27.29% |
- Amount
- R2k–R200k |
- Term
- 6–60mo |
- Decision
- 1-2 business days
21.0%
Capfin Personal Loan
PersonalThis loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.
- APR
- 21.0–27.75% |
- Amount
- R1k–R50k |
- Term
- 1–24mo |
- Decision
- Same day
12.25%
Capitec Personal Loan
PersonalIdeal for clients seeking a quick, fully digital loan process with personalised rates.
- APR
- 12.25–27.75% |
- Amount
- R1k–R250k |
- Term
- 6–84mo |
- Decision
- Same day
27.0%
FinChoice Personal Loan
PersonalThis loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
- APR
- 27.0–27.75% |
- Amount
- R500–R50k |
- Term
- 1–36mo |
- Decision
- Same day
12.0%
This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.
- APR
- 12.0–27.75% |
- Amount
- R1k–R300k |
- Term
- 6–72mo |
- Decision
- Same day
24.0%
Letsatsi Finance Personal Loan
PersonalThis service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
- APR
- 24.0–27.75% |
- Amount
- R500–R8k |
- Term
- 1–6mo |
- Decision
- Same day
10.25%
Nedbank Personal Loan
PersonalThis loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.
- APR
- 10.25–27.75% |
- Amount
- R2k–R300k |
- Term
- 6–72mo |
- Decision
- 1-2 business days