- 67
- Offers
- 10
- Categories
- Updated
Loan Comparison
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Recently added
18.0%
This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.
- APR
- 18.0–27.75% |
- Amount
- R2k–R250k |
- Term
- 6–60mo |
- Decision
- 1-3 business days
36.0%
Mulah Short-Term Loan
Short-TermThis loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
- APR
- 36.0–60.0% |
- Amount
- R500–R8k |
- Term
- 3–3mo |
- Decision
- Same day (apply by 3pm)
—
Standard Bank Business Term Loan
BusinessBusinesses that have been trading for at least 2 years and need predictable repayment schedules.
- APR
- — |
- Amount
- — |
- Term
- 36–60mo
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FNB Student Loan
StudentStudents with a steady income who need financial support for tuition and living costs.
- APR
- — |
- Amount
- Up to R450k |
- Term
- —
8.25%
Nedbank Debt Consolidation Loan
ConsolidationIndividuals with a stable income and a credit score above 650 looking to simplify their debts.
- APR
- 8.25–25.75% |
- Amount
- R2k–R400k |
- Term
- 6–72mo
—
Standard Bank Home Loan
MortgageFirst-time home buyers in South Africa with a solid income and good credit scores looking to finance up to R3 million.
- APR
- — |
- Amount
- — |
- Term
- —
—
Individuals earning R8,000 or more monthly who want to finance a vehicle with flexible repayment terms.
- APR
- — |
- Amount
- R50k |
- Term
- 12–84mo
12.0%
Absa Personal Loan
PersonalThis loan is best for individuals with a high credit rating looking for manageable repayment terms.
- APR
- 12.0–27.75% |
- Amount
- R2k–R300k |
- Term
- 6–72mo |
- Decision
- 1-2 business days
36.0%
Lime24 Short-Term Loan
Short-TermThis loan is best for individuals facing immediate financial needs who can repay within 90 days.
- APR
- 36.0–60.0% |
- Amount
- R500–R8k |
- Term
- 3–3mo |
- Decision
- Same day
—
Lula Fixed-Term Business Funding
BusinessEstablished businesses with consistent revenue looking for flexible funding options.
- APR
- — |
- Amount
- R10k–R5M |
- Term
- 3–12mo |
- Decision
- Funds in as little as 24 hours
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Fundi Student Loan
StudentStudents from low to moderate-income households looking to finance their education without immediate financial pressure.
- APR
- — |
- Amount
- — |
- Term
- 6–36mo
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African Bank Debt Consolidation Loan
ConsolidationIndividuals with multiple debts seeking to combine them into a single manageable loan.
- APR
- — |
- Amount
- Up to R500k |
- Term
- 18–72mo
—
Absa MyHome Loan
MortgageHouseholds earning up to R34,800 monthly who are looking to finance a home purchase.
- APR
- — |
- Amount
- — |
- Term
- —
—
MFC Vehicle Finance
AutoIndividuals with a stable income and a good credit score looking to finance a vehicle purchase over R50,000.
- APR
- — |
- Amount
- R50k |
- Term
- ≤96mo
12.0%
This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.
- APR
- 12.0–27.75% |
- Amount
- R1k–R300k |
- Term
- 6–72mo |
- Decision
- Same day
36.0%
Wonga Short-Term Loan
Short-TermThis loan is best for individuals needing immediate funds, especially for unexpected expenses.
- APR
- 36.0–60.0% |
- Amount
- R500–R8k |
- Term
- 3–6mo |
- Decision
- Under 15 minutes
—
GoTyme Business Advance
BusinessEstablished businesses generating over R50,000 monthly looking for flexible funding options.
- APR
- — |
- Amount
- Up to R5M |
- Term
- —
—
Nedbank Student Loan
StudentFull-time students in South Africa who have a reliable guarantor and are pursuing qualifications at NQF level 5 or higher.
- APR
- — |
- Amount
- — |
- Term
- —
—
DirectAxis Debt Consolidation Loan
ConsolidationIndividuals with a steady income of at least R5,000 who need to consolidate multiple debts.
- APR
- — |
- Amount
- R10k–R350k |
- Term
- 24–72mo
—
FNB Home Loan
MortgageFirst-time home buyers with a solid income and good credit looking for additional financial support.
- APR
- — |
- Amount
- — |
- Term
- —