Insights, guides, and updates
Monzo can put approved funds in your account within minutes, but representative APRs range from 10% to 23% depending on the loan size.
HSBC advertises 6.8% representative APR on £7,500–£20,000 loans, with no arrangement fee but rates up to 22.9%.
Zopa offers loans from £1,000 to £35,000, but a £10,000 five-year loan at 22.9% APR costs £16,164 in total.
Borrow £1,000 to £50,000 over one to five years, but the headline 6.1% APR is mainly aimed at strong-credit Barclays customers.
Uncover the truth behind common personal loan myths with data-backed insights. Learn the real impact of credit scores, APRs, and loan fees on your borrowing options.
Explore top personal loans with rates as low as 3.9% APR. Find options for bad credit, fast approval, and more.
Explore the best personal loans this fall with rates starting at 3.9% and flexible terms. Discover options for all credit profiles.
Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.
These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.
This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.
Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.
This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.